AnaheimRecruiter Since 2001
the smart solution for Anaheim jobs


Company: LoanMe
Location: Anaheim
Posted on: May 3, 2021

Job Description:



Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for consumer loan applications. Components include: credit report, all sources of income, analyzing the bank statements, ach bank information, type of loan program, FICO score, CDS score, residual income and fraud detail reports.

* Medical, Dental and Vision coverage-Employee cost paid for by LoanMe

* 401K with generous employer match

* 9 paid Holidays

+ Review all loan components in the consumer loan application to include but not limited to completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. qualifying income used is supported by documentation provided.)

+ Examine transaction to ensure compliance with all LoanMe consumer loan policies.

+ Implement and enforce fraud detection techniques. Request supplemental information/documentation as necessity dictates. Also, forwarding files to the fraud que for review when necessary.

+ Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk-Acquire a 2nd level underwriter when deemed necessary.

+ Recognize risk factors that may compromise the overall quality of the application request.

+ Execute prudent loan decisions and review loan conditions in a timely manner.

+ On average underwrite and disposition 50 consumer loans applications per day.

+ Every file must be reviewed to completion on the initial review, (application, credit, faxes, call logs & all calculations) no matter the decision, unless an incomplete application was given.

+ Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, derogatory credit and non-traditional income sources, etc.)

+ Effectively communicate an engage proactively with loan agents, funders and servicing/collections in regards to loan decisions, assignment of loan conditions and possible loan scenarios.

+ Each underwriter is to uphold exceptional customer service.

+ Be available as a consultant to the loan agents to field questions pertaining to new and/or hypothetical loan scenario, underwriting guidelines and documentation requirements.

+ Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook

+ 2+ years of experience in consumer loan industry


Loan Me is proud to be an Equal Employment Opportunity employer. It is our intent to maintain a work environment which is free of harassment, discrimination and retaliation due to age, race religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex (including pregnancy, childbirth, breastfeeding and/or related medical conditions), gender, gender identity, gender expression, sexual orientation, military or veteran status, or any other status protected by federal, state or local laws. Should you require assistance or an accommodation due to a disability, you may contact us at 949-535-7100.

ID: 2021-2462


External Company Name: LoanMe, Inc.

External Company URL:

Street: 1900 S. State College Blvd

Keywords: LoanMe, Anaheim , Writer, Other , Anaheim, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Anaheim RSS job feeds